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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,091 | $53,546+154.2% | $69,890+94.7% | $68,490+98.7% |
| Participation rate | 72.5% | 64.5%+8.0pp | 70.5%+2.0pp | 67.9%+4.6pp |
| Annual return | -23.14% | -13.87%-9.3pp | 190.84%-214.0pp | -7.85%-15.3pp |
| Employer contribution / active EE | $0 | $2,019-100.0% | $2,560-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,495 | $2,957+52.0% | $3,848+16.8% | $4,028+11.6% |
| Admin fee / account holder | $3,590 | $4,693-23.5% | $6,267-42.7% | $5,403-33.5% |