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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,426 | $97,732+117.4% | $83,831+153.4% | $135,380+56.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -8.90% | 1287.56%-1296.5pp | 850.99%-859.9pp | 519.81%-528.7pp |
| Employer contribution / active EE | $3,778 | $4,222-10.5% | $3,631+4.0% | $4,779-20.9% |
| Participant deferral / active EE | $7,546 | $4,683+61.1% | $4,082+84.9% | $5,609+34.5% |
| Admin fee / account holder | $1,608 | $6,675-75.9% | $5,479-70.7% | $10,828-85.2% |