Retirement plan

OREMOR MANAGEMENT & INV. CO. 401(K) RETIREMENT SAVINGS

Name: OREMOR MANAGEMENT & INV. CO. - OREMOR MANAGEMENT & INV. CO. 401(K) RETIREMENT SAVINGS (2016) Form 5500
Creator: OREMOR MANAGEMENT & INV. CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OREMOR MANAGEMENT & INV. CO. 401(K) RETIREMENT SAVINGS, OREMOR MANAGEMENT & INV. CO.

OREMOR MANAGEMENT & INV. CO.EIN 33-0152532Plan #001PY 2016

1377 KETTERING LOOP - ONTARIO, CA 91761909-563-7730

Prospect flagsFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$25.7M

+15.0% from 2015

Total participants

1,127

+5.5% from 2015

Average account balance

$25,811

+2.4% from 2015

Annual return

6.67%

+5.30 pp from 2015

Benchmarks

See 1,184 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,184 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$93.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$43K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,160

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.97M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.49%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$135

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS2+ years Service code 12 · EIN 13-3689044	Recordkeeping and information managem...	$135,739
MORGAN STANLEY SMITH BARNEY2+ years Service code 27 · EIN 26-4310632	Advisory (Plan)	$58,055
NATIONAL FINANCIAL SERVICES2+ years Service code 33 · EIN 04-3523567	Valuation (appraisals, etc.); Securit...	$1

Plan features & details

Pension benefit codes3D2G2J2K2T2F3H

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$194K

$202 / participant

Investment mgmt$58K30.0%
Other / not subdivided$136K70.0%

% of EOY assets

0.755%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ROGERS, CLEM & COMPANY
Auditor EIN: 952694521
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,811

$37,044-30.3%

$71,796-64.0%

$57,658-55.2%

Participation rate

86.1%

61.1%+25.0pp

69.1%+17.0pp

70.2%+15.9pp

Annual return

6.67%

12.64%-6.0pp

78.04%-71.4pp

5.13%+1.5pp

Employer contribution / active EE

$387

$720-46.2%

$1,924-79.9%

$1,974-80.4%

Participant deferral / active EE

$3,167

$1,974+60.4%

$2,794+13.3%

$3,061+3.5%

Admin fee / account holder

$195

$101+93.2%

$4,815-96.0%

$95+106.2%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS2+ years

Service code 12 · EIN 13-3689044

Recordkeeping and information managem...

$135,739

MORGAN STANLEY SMITH BARNEY2+ years

Service code 27 · EIN 26-4310632

Advisory (Plan)

$58,055

NATIONAL FINANCIAL SERVICES2+ years

Service code 33 · EIN 04-3523567

Valuation (appraisals, etc.); Securit...

OREMOR MANAGEMENT & INV. CO. 401(K) RETIREMENT SAVINGS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OREMOR MANAGEMENT & INV. CO. 401(K) RETIREMENT SAVINGS

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion