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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,832 | $81,476+22.5% | $102,383-2.5% | $80,925+23.4% |
| Participation rate | 64.7% | 66.8%-2.1pp | 74.5%-9.8pp | 67.7%-3.0pp |
| Annual return | 12.75% | 25.59%-12.8pp | 24.94%-12.2pp | 35.65%-22.9pp |
| Employer contribution / active EE | $11,400 | $3,105+267.2% | $3,870+194.6% | $2,756+313.6% |
| Participant deferral / active EE | $2,273 | $3,871-41.3% | $5,060-55.1% | $4,299-47.1% |
| Admin fee / account holder | $8,191 | $6,717+21.9% | $8,391-2.4% | $6,940+18.0% |