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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,537 | $64,719+12.1% | $112,249-35.4% | $68,486+5.9% |
| Participation rate | 66.7% | 67.2%-0.5pp | 75.1%-8.4pp | 67.9%-1.2pp |
| Annual return | -14.19% | -11.40%-2.8pp | 27.48%-41.7pp | -7.85%-6.3pp |
| Employer contribution / active EE | $6,551 | $2,747+138.5% | $3,636+80.2% | $2,597+152.3% |
| Participant deferral / active EE | $2,622 | $3,565-26.5% | $4,729-44.6% | $4,028-34.9% |
| Admin fee / account holder | $12,108 | $5,232+131.4% | $6,412+88.8% | $5,404+124.1% |