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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,269 | $88,672+28.9% | $105,223+8.6% | $82,448+38.6% |
| Participation rate | 67.6% | 67.9%-0.3pp | 75.0%-7.4pp | 68.1%-0.4pp |
| Annual return | 15.62% | 30.86%-15.2pp | 180.65%-165.0pp | 41.64%-26.0pp |
| Employer contribution / active EE | $14,354 | $3,048+370.9% | $3,689+289.1% | $2,551+462.7% |
| Participant deferral / active EE | $2,814 | $4,036-30.3% | $5,072-44.5% | $4,139-32.0% |
| Admin fee / account holder | $10,161 | $7,146+42.2% | $8,859+14.7% | $7,234+40.5% |