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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,408 | $73,978-30.5% | $96,515-46.7% | $75,173-31.6% |
| Participation rate | 84.1% | 66.4%+17.7pp | 74.3%+9.8pp | 67.2%+16.9pp |
| Annual return | 11.36% | 26.72%-15.4pp | 35.73%-24.4pp | 160.72%-149.4pp |
| Employer contribution / active EE | $9,387 | $2,931+220.3% | $3,740+151.0% | $2,671+251.5% |
| Participant deferral / active EE | $1,637 | $3,660-55.3% | $4,880-66.5% | $4,126-60.3% |
| Admin fee / account holder | $10,849 | $5,219+107.9% | $6,735+61.1% | $5,651+92.0% |