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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,562 | $64,729-29.6% | $112,263-59.4% | $68,490-33.5% |
| Participation rate | 80.5% | 67.2%+13.3pp | 75.1%+5.4pp | 67.9%+12.6pp |
| Annual return | -16.70% | -11.40%-5.3pp | 27.49%-44.2pp | -7.85%-8.8pp |
| Employer contribution / active EE | $5,885 | $2,746+114.3% | $3,636+61.8% | $2,597+126.6% |
| Participant deferral / active EE | $1,739 | $3,566-51.2% | $4,729-63.2% | $4,028-56.8% |
| Admin fee / account holder | $3,962 | $5,222-24.1% | $6,410-38.2% | $5,403-26.7% |