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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,381 | $99,345+62.4% | $84,753+90.4% | $273,972-41.1% |
| Participation rate | 57.1% | 80.7%-23.6pp | 76.6%-19.5pp | 83.0%-25.9pp |
| Annual return | 40.85% | 22.93%+17.9pp | 22.78%+18.1pp | 41.46%-0.6pp |
| Employer contribution / active EE | $1,102 | $4,214-73.8% | $3,574-69.2% | $4,869-77.4% |
| Participant deferral / active EE | $3,588 | $4,270-16.0% | $3,712-3.3% | $5,287-32.1% |
| Admin fee / account holder | $0 | $6,645-100.0% | $5,333-100.0% | $10,133-100.0% |