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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,305 | $62,672+401.5% | $185,117+69.8% | $70,126+348.2% |
| Participation rate | 88.0% | 63.8%+24.2pp | 77.3%+10.7pp | 69.5%+18.5pp |
| Annual return | 16.22% | 40.79%-24.6pp | 40.50%-24.3pp | 73.15%-56.9pp |
| Employer contribution / active EE | $5,159 | $1,753+194.3% | $4,182+23.4% | $2,343+120.2% |
| Participant deferral / active EE | $16,788 | $3,272+413.1% | $5,045+232.8% | $3,332+403.9% |
| Admin fee / account holder | $13,530 | $3,932+244.1% | $8,159+65.8% | $4,645+191.2% |