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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,159 | $56,054+291.0% | $171,082+28.1% | $62,881+248.5% |
| Participation rate | 96.8% | 62.9%+33.9pp | 76.7%+20.1pp | 69.3%+27.5pp |
| Annual return | 1.57% | 22.52%-20.9pp | 32.56%-31.0pp | 20.14%-18.6pp |
| Employer contribution / active EE | $3,861 | $1,731+123.0% | $4,002-3.5% | $2,281+69.3% |
| Participant deferral / active EE | $16,955 | $3,158+436.9% | $4,797+253.4% | $3,203+429.4% |
| Admin fee / account holder | $3,566 | $3,647-2.2% | $8,520-58.1% | $4,296-17.0% |