Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,625 | $65,395-57.8% | $182,540-84.9% | $72,975-62.1% |
| Participation rate | 28.8% | 65.4%-36.6pp | 78.0%-49.1pp | 69.5%-40.6pp |
| Annual return | 11.24% | 27.68%-16.4pp | 148.58%-137.3pp | 81.01%-69.8pp |
| Employer contribution / active EE | $248 | $1,911-87.0% | $4,076-93.9% | $2,440-89.8% |
| Participant deferral / active EE | $1,205 | $3,563-66.2% | $5,525-78.2% | $3,608-66.6% |
| Admin fee / account holder | $369 | $4,245-91.3% | $8,593-95.7% | $5,124-92.8% |