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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,624 | $102,385+221.9% | $147,080+124.1% | $80,935+307.3% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.51% | 135.09%-121.6pp | 420.17%-406.7pp | 35.66%-22.1pp |
| Employer contribution / active EE | $18,265 | $3,717+391.4% | $4,933+270.2% | $2,757+562.6% |
| Participant deferral / active EE | $15,938 | $6,651+139.6% | $8,066+97.6% | $4,299+270.7% |
| Admin fee / account holder | $10,259 | $7,951+29.0% | $12,989-21.0% | $6,924+48.2% |