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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,298 | $93,617+197.3% | $135,982+104.7% | $75,177+270.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 17.84% | 30.89%-13.0pp | 68.32%-50.5pp | 160.75%-142.9pp |
| Employer contribution / active EE | $17,303 | $3,538+389.0% | $4,859+256.1% | $2,671+547.8% |
| Participant deferral / active EE | $14,819 | $6,406+131.3% | $7,760+91.0% | $4,126+259.1% |
| Admin fee / account holder | $20,652 | $6,980+195.9% | $10,767+91.8% | $5,651+265.4% |