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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,624 | $102,382+222.0% | $147,005+124.2% | $80,874+307.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.51% | 134.89%-121.4pp | 418.76%-405.3pp | 35.62%-22.1pp |
| Employer contribution / active EE | $18,265 | $3,715+391.7% | $4,934+270.2% | $2,756+562.8% |
| Participant deferral / active EE | $15,938 | $6,646+139.8% | $8,070+97.5% | $4,297+270.9% |
| Admin fee / account holder | $10,259 | $7,942+29.2% | $13,006-21.1% | $6,935+47.9% |