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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,624 | $102,422+221.8% | $147,117+124.1% | $80,959+307.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.51% | 135.16%-121.6pp | 420.54%-407.0pp | 35.67%-22.2pp |
| Employer contribution / active EE | $18,265 | $3,717+391.3% | $4,932+270.3% | $2,757+562.5% |
| Participant deferral / active EE | $15,938 | $6,652+139.6% | $8,065+97.6% | $4,300+270.6% |
| Admin fee / account holder | $10,259 | $7,953+29.0% | $12,993-21.0% | $6,925+48.1% |