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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,582 | $106,280-8.2% | $96,538+1.1% | $139,487-30.0% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 20.50% | 38.48%-18.0pp | 35.74%-15.2pp | 373.84%-353.3pp |
| Employer contribution / active EE | $10,642 | $4,107+159.1% | $3,740+184.5% | $4,755+123.8% |
| Participant deferral / active EE | $10,838 | $5,457+98.6% | $4,880+122.1% | $6,713+61.5% |
| Admin fee / account holder | $513 | $7,888-93.5% | $6,737-92.4% | $11,407-95.5% |