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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,155 | $133,998-52.9% | $112,263-43.7% | $134,545-53.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -19.55% | 47.17%-66.7pp | 27.49%-47.0pp | 418.37%-437.9pp |
| Employer contribution / active EE | $11,827 | $4,040+192.7% | $3,636+225.3% | $4,742+149.4% |
| Participant deferral / active EE | $10,753 | $5,292+103.2% | $4,729+127.4% | $6,401+68.0% |
| Admin fee / account holder | $500 | $7,493-93.3% | $6,410-92.2% | $11,431-95.6% |