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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,061 | $160,028+73.1% | $147,080+88.4% | $145,884+89.9% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 10.72% | 98.60%-87.9pp | 420.17%-409.4pp | 551.85%-541.1pp |
| Employer contribution / active EE | $14,594 | $5,286+176.1% | $4,933+195.8% | $4,662+213.0% |
| Participant deferral / active EE | $15,406 | $8,422+82.9% | $8,066+91.0% | $6,690+130.3% |
| Admin fee / account holder | $13,151 | $15,030-12.5% | $12,989+1.2% | $13,392-1.8% |