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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,189 | $157,304-21.1% | $141,197-12.0% | $152,909-18.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.05% | 64.34%-47.3pp | 71.41%-54.4pp | 345.46%-328.4pp |
| Employer contribution / active EE | $12,064 | $5,263+129.3% | $4,736+154.7% | $4,764+153.2% |
| Participant deferral / active EE | $12,077 | $7,111+69.8% | $6,710+80.0% | $5,851+106.4% |
| Admin fee / account holder | $1,088 | $12,126-91.0% | $10,265-89.4% | $11,601-90.6% |