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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,223 | $134,001+66.6% | $112,258+98.8% | $134,509+66.0% |
| Participation rate | 27.3% | 78.6%-51.3pp | 75.1%-47.8pp | 81.2%-54.0pp |
| Annual return | -12.92% | 47.15%-60.1pp | 27.47%-40.4pp | 418.13%-431.1pp |
| Employer contribution / active EE | $0 | $4,039-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,786 | $5,291-47.4% | $4,728-41.1% | $6,400-56.5% |
| Admin fee / account holder | $130,994 | $7,491+1648.7% | $6,411+1943.2% | $11,427+1046.4% |