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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,616 | $109,967+17.9% | $97,197+33.4% | $145,877-11.1% |
| Participation rate | 87.5% | 76.0%+11.5pp | 72.7%+14.8pp | 80.3%+7.2pp |
| Annual return | 9.79% | 244.27%-234.5pp | 75.47%-65.7pp | 551.28%-541.5pp |
| Employer contribution / active EE | $3,193 | $3,077+3.8% | $2,723+17.3% | $4,663-31.5% |
| Participant deferral / active EE | $13,925 | $4,676+197.8% | $4,263+226.6% | $6,691+108.1% |
| Admin fee / account holder | $3,187 | $6,199-48.6% | $5,637-43.5% | $13,402-76.2% |