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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,586 | $106,557-27.2% | $91,227-15.0% | $134,545-42.3% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -13.01% | 160.81%-173.8pp | 114.14%-127.1pp | 418.37%-431.4pp |
| Employer contribution / active EE | $3,358 | $3,332+0.8% | $2,851+17.8% | $4,742-29.2% |
| Participant deferral / active EE | $17,643 | $4,719+273.9% | $4,234+316.7% | $6,401+175.6% |
| Admin fee / account holder | $2,052 | $6,235-67.1% | $5,423-62.2% | $11,431-82.0% |