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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,098 | $139,948+8.7% | $121,663+25.0% | $154,746-1.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 11.07% | 230.52%-219.4pp | 147.54%-136.5pp | 172.34%-161.3pp |
| Employer contribution / active EE | $16,341 | $3,521+364.1% | $3,020+441.1% | $4,379+273.2% |
| Participant deferral / active EE | $7,687 | $5,629+36.6% | $4,887+57.3% | $6,730+14.2% |
| Admin fee / account holder | $5,951 | $17,321-65.6% | $14,289-58.4% | $14,365-58.6% |