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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,609 | $125,184+0.3% | $105,607+18.9% | $145,884-13.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.43% | 225.00%-213.6pp | 116.11%-104.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $12,930 | $3,720+247.6% | $3,167+308.3% | $4,662+177.3% |
| Participant deferral / active EE | $7,374 | $5,714+29.1% | $5,011+47.2% | $6,690+10.2% |
| Admin fee / account holder | $3,796 | $17,133-77.8% | $10,958-65.4% | $13,392-71.7% |