Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $98 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,768 | $69,383-58.5% | $101,275-71.6% | $73,497-60.9% |
| Participation rate | 30.5% | 68.4%-37.9pp | 75.8%-45.3pp | 70.7%-40.2pp |
| Annual return | 16.25% | 18.46%-2.2pp | 46.48%-30.2pp | 28.51%-12.3pp |
| Employer contribution / active EE | $0 | $2,628-100.0% | $3,660-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $932 | $3,301-71.8% | $4,371-78.7% | $3,740-75.1% |
| Admin fee / account holder | $346 | $704-50.9% | $5,948-94.2% | $513-32.6% |