Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,317 | $61,338-78.3% | $149,717-91.1% | $71,495-81.4% |
| Participation rate | 37.4% | 62.5%-25.1pp | 78.8%-41.4pp | 67.9%-30.6pp |
| Annual return | 17.13% | 35.86%-18.7pp | 134.41%-117.3pp | 28.85%-11.7pp |
| Employer contribution / active EE | $462 | $2,381-80.6% | $4,820-90.4% | $2,589-82.2% |
| Participant deferral / active EE | $1,203 | $2,919-58.8% | $5,682-78.8% | $4,291-72.0% |
| Admin fee / account holder | $847 | $1,263-32.9% | $13,213-93.6% | $1,588-46.6% |