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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,610 | $60,165+37.3% | $74,184+11.4% | $55,167+49.7% |
| Participation rate | 77.1% | 74.2%+2.9pp | 76.6%+0.4pp | 69.0%+8.1pp |
| Annual return | 7.66% | 10.00%-2.3pp | 17.74%-10.1pp | 169.23%-161.6pp |
| Employer contribution / active EE | $3,952 | $1,600+147.1% | $2,370+66.8% | $1,963+101.4% |
| Participant deferral / active EE | $5,568 | $2,973+87.3% | $3,550+56.9% | $3,054+82.3% |
| Admin fee / account holder | $504 | $419+20.3% | $5,586-91.0% | $504+0.1% |