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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,214 | $165,381-70.2% | $149,730-67.1% | $158,966-69.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.76% | 348.29%-336.5pp | 276.70%-264.9pp | 302.95%-291.2pp |
| Employer contribution / active EE | $2,055 | $5,104-59.7% | $4,645-55.8% | $4,762-56.8% |
| Participant deferral / active EE | $8,119 | $7,182+13.0% | $6,843+18.7% | $5,983+35.7% |
| Admin fee / account holder | $6,446 | $10,809-40.4% | $9,310-30.8% | $11,250-42.7% |