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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,349 | $157,296-68.0% | $141,191-64.3% | $152,897-67.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.40% | 64.34%-47.9pp | 71.41%-55.0pp | 345.43%-329.0pp |
| Employer contribution / active EE | $1,810 | $5,262-65.6% | $4,736-61.8% | $4,764-62.0% |
| Participant deferral / active EE | $7,828 | $7,111+10.1% | $6,710+16.7% | $5,851+33.8% |
| Admin fee / account holder | $8,506 | $12,125-29.8% | $10,264-17.1% | $11,599-26.7% |