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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,582 | $76,912+101.0% | $129,118+19.7% | $68,490+125.7% |
| Participation rate | 100.0% | 69.1%+30.9pp | 77.2%+22.8pp | 67.9%+32.1pp |
| Annual return | -19.05% | -9.78%-9.3pp | -10.94%-8.1pp | -7.85%-11.2pp |
| Employer contribution / active EE | $9,813 | $3,243+202.6% | $5,051+94.3% | $2,597+277.9% |
| Participant deferral / active EE | $4,044 | $4,732-14.5% | $6,539-38.2% | $4,028+0.4% |
| Admin fee / account holder | $28,336 | $6,638+326.9% | $14,305+98.1% | $5,403+424.5% |