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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,015 | $107,806-53.6% | $90,655-44.8% | $135,382-63.1% |
| Participation rate | 75.0% | 78.0%-3.0pp | 74.0%+1.0pp | 82.6%-7.6pp |
| Annual return | -9.48% | -0.90%-8.6pp | 1.89%-11.4pp | 519.77%-529.3pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,532-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,574 | $3,872-59.3% | $3,425-54.0% | $5,609-71.9% |
| Admin fee / account holder | $342 | $5,931-94.2% | $4,994-93.1% | $10,829-96.8% |