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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,981 | $97,881-55.1% | $80,004-45.0% | $125,393-64.9% |
| Participation rate | 83.3% | 77.9%+5.5pp | 73.0%+10.3pp | 83.2%+0.1pp |
| Annual return | -1.94% | 9.36%-11.3pp | 7.63%-9.6pp | 282.23%-284.2pp |
| Employer contribution / active EE | $0 | $3,128-100.0% | $2,473-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $4,216 | $3,744+12.6% | $3,204+31.6% | $5,351-21.2% |
| Admin fee / account holder | $6,816 | $6,278+8.6% | $5,033+35.4% | $9,541-28.6% |