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| Provider | Service type | Compensation |
|---|---|---|
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $178 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,101 | $102,429+20.2% | $147,096-16.3% | $80,925+52.1% |
| Participation rate | 82.0% | 75.9%+6.1pp | 82.2%-0.2pp | 67.7%+14.3pp |
| Annual return | 12.21% | 135.02%-122.8pp | 419.75%-407.5pp | 35.65%-23.4pp |
| Employer contribution / active EE | $3,639 | $3,716-2.1% | $4,936-26.3% | $2,756+32.0% |
| Participant deferral / active EE | $8,748 | $6,649+31.6% | $8,071+8.4% | $4,299+103.5% |
| Admin fee / account holder | $392 | $7,957-95.1% | $13,005-97.0% | $6,940-94.3% |