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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $178 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,305 | $93,598+11.4% | $135,974-23.3% | $75,173+38.8% |
| Participation rate | 79.0% | 75.2%+3.8pp | 81.9%-2.9pp | 67.2%+11.8pp |
| Annual return | 14.70% | 30.89%-16.2pp | 68.30%-53.6pp | 160.72%-146.0pp |
| Employer contribution / active EE | $3,700 | $3,538+4.6% | $4,859-23.9% | $2,671+38.5% |
| Participant deferral / active EE | $8,307 | $6,405+29.7% | $7,760+7.0% | $4,126+101.3% |
| Admin fee / account holder | $322 | $6,978-95.4% | $10,767-97.0% | $5,651-94.3% |