Retirement plan

JEWISH COMMUNITY CENTER OF ORANGE COUNTY RETIREMENT SAVINGS PLAN

Name: JEWISH COMMUNITY CENTER OF ORANGE COUNTY - JEWISH COMMUNITY CENTER OF ORANGE COUNTY RETIREMENT SAVINGS PLAN (2018) Form 5500
Creator: JEWISH COMMUNITY CENTER OF ORANGE COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JEWISH COMMUNITY CENTER OF ORANGE COUNTY RETIREMENT SAVINGS PLAN, JEWISH COMMUNITY CENTER OF ORANGE COUNTY

JEWISH COMMUNITY CENTER OF ORANGE COUNTYdba MERAGE JEWISH COMMUNITY CENTEREIN 33-0016661Plan #001PY 2018

1 FEDERATION WAY, #200 - IRVINE, CA 92603949-435-3400jccsoco.orgLinkedIn1-10 employeesnon-profit organization management

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$4M

-5.9% from 2017

Total participants

291

+9.4% from 2017

Average account balance

$43,820

-12.1% from 2017

Annual return

-4.93%

-19.54 pp from 2017

Benchmarks

See 691 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants250-999

Cohort691 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.02M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$96K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

28.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$710K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.51%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5824

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2T2M

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Plan-level admin expenses are zero - fees are likely paid at the master-trust level rather than the individual plan.

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HBLA CPA'S, INC.
Auditor EIN: 330155525
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,820

$44,473-1.5%

$76,518-42.7%

$55,725-21.4%

Participation rate

23.7%

51.0%-27.3pp

68.0%-44.3pp

70.9%-47.2pp

Annual return

-4.93%

-2.01%-2.9pp

-0.27%-4.7pp

244.93%-249.9pp

Employer contribution / active EE

$616

$1,101-44.1%

$2,647-76.7%

$2,078-70.4%

Participant deferral / active EE

$1,235

$1,988-37.9%

$3,836-67.8%

$3,356-63.2%

Admin fee / account holder

-$4

$134-102.8%

$4,849-100.1%

$115-103.3%

JEWISH COMMUNITY CENTER OF ORANGE COUNTY RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JEWISH COMMUNITY CENTER OF ORANGE COUNTY RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion