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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,226 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,406 | $55,449+54.0% | $83,830+1.9% | $56,287+51.7% |
| Participation rate | 44.0% | 68.0%-24.0pp | 76.1%-32.2pp | 69.9%-25.9pp |
| Annual return | -8.21% | -1.38%-6.8pp | 850.97%-859.2pp | -9.96%+1.7pp |
| Employer contribution / active EE | $1,080 | $2,430-55.6% | $3,631-70.3% | $2,111-48.8% |
| Participant deferral / active EE | $3,271 | $2,935+11.4% | $4,082-19.9% | $3,350-2.3% |
| Admin fee / account holder | $29 | $656-95.6% | $5,479-99.5% | $521-94.5% |