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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,254 | $92,743-37.2% | $82,744-29.6% | $134,532-56.7% |
| Participation rate | 54.5% | 75.2%-20.7pp | 72.6%-18.0pp | 81.2%-26.7pp |
| Annual return | -18.18% | 946.63%-964.8pp | 702.22%-720.4pp | 418.27%-436.4pp |
| Employer contribution / active EE | $1,431 | $3,273-56.3% | $3,008-52.4% | $4,741-69.8% |
| Participant deferral / active EE | $4,183 | $4,802-12.9% | $4,395-4.8% | $6,401-34.6% |
| Admin fee / account holder | $987 | $5,977-83.5% | $5,325-81.5% | $11,429-91.4% |