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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,100 | $103,008-69.8% | $90,304-65.6% | $152,897-79.7% |
| Participation rate | 54.5% | 75.9%-21.3pp | 73.3%-18.7pp | 82.5%-27.9pp |
| Annual return | 21.44% | 95.22%-73.8pp | 78.13%-56.7pp | 345.43%-324.0pp |
| Employer contribution / active EE | $1,814 | $3,139-42.2% | $2,855-36.5% | $4,764-61.9% |
| Participant deferral / active EE | $3,325 | $4,281-22.3% | $3,885-14.4% | $5,851-43.2% |
| Admin fee / account holder | $2,783 | $6,175-54.9% | $5,354-48.0% | $11,599-76.0% |