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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,839 | $165,381+85.5% | $149,730+104.9% | $158,966+93.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.69% | 348.29%-333.6pp | 276.70%-262.0pp | 302.95%-288.3pp |
| Employer contribution / active EE | $5,057 | $5,104-0.9% | $4,645+8.9% | $4,762+6.2% |
| Participant deferral / active EE | $12,697 | $7,182+76.8% | $6,843+85.6% | $5,983+112.2% |
| Admin fee / account holder | $3,281 | $10,809-69.7% | $9,310-64.8% | $11,250-70.8% |