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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,682 | $166,242+21.9% | $165,071+22.8% | $145,884+38.9% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 12.55% | 100.44%-87.9pp | 70.17%-57.6pp | 551.85%-539.3pp |
| Employer contribution / active EE | $2,845 | $5,283-46.1% | $4,347-34.6% | $4,662-39.0% |
| Participant deferral / active EE | $5,561 | $6,964-20.2% | $6,035-7.9% | $6,690-16.9% |
| Admin fee / account holder | $15,109 | $16,658-9.3% | $12,695+19.0% | $13,392+12.8% |