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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,511 | $176,786+7.8% | $146,643+29.9% | $167,536+13.7% |
| Participation rate | 79.2% | 83.6%-4.5pp | 80.1%-0.9pp | 82.1%-2.9pp |
| Annual return | 11.91% | 24.04%-12.1pp | 22.75%-10.8pp | 478.82%-466.9pp |
| Employer contribution / active EE | $2,848 | $5,161-44.8% | $4,137-31.1% | $4,839-41.1% |
| Participant deferral / active EE | $6,441 | $6,4400% | $5,506+17.0% | $6,342+1.6% |
| Admin fee / account holder | $1,522 | $13,262-88.5% | $10,280-85.2% | $12,315-87.6% |