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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,682 | $166,268+21.9% | $165,100+22.8% | $145,897+38.9% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 12.55% | 100.52%-88.0pp | 70.21%-57.7pp | 552.29%-539.7pp |
| Employer contribution / active EE | $2,845 | $5,284-46.2% | $4,348-34.6% | $4,663-39.0% |
| Participant deferral / active EE | $5,561 | $6,964-20.2% | $6,035-7.9% | $6,689-16.9% |
| Admin fee / account holder | $15,109 | $16,659-9.3% | $12,696+19.0% | $13,390+12.8% |