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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,036 | $111,785-94.6% | $93,669-93.6% | $145,877-95.9% |
| Participation rate | 71.4% | 74.2%-2.8pp | 68.7%+2.7pp | 80.3%-8.9pp |
| Annual return | 51.24% | 203.79%-152.5pp | 133.59%-82.3pp | 551.28%-500.0pp |
| Employer contribution / active EE | $3,349 | $3,096+8.2% | $2,424+38.2% | $4,663-28.2% |
| Participant deferral / active EE | $3,349 | $4,919-31.9% | $4,416-24.2% | $6,691-49.9% |
| Admin fee / account holder | $2,756 | $10,256-73.1% | $8,291-66.8% | $13,402-79.4% |