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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,385 | $70,366-90.9% | $66,674-90.4% | $138,895-95.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 25.36% | 386.41%-361.0pp | 321.24%-295.9pp | 145.39%-120.0pp |
| Employer contribution / active EE | $1,909 | $2,765-31.0% | $2,620-27.1% | $4,194-54.5% |
| Participant deferral / active EE | $1,916 | $4,374-56.2% | $4,084-53.1% | $6,396-70.0% |
| Admin fee / account holder | $1,834 | $5,262-65.2% | $5,098-64.0% | $12,562-85.4% |