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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,710 | $95,580-88.8% | $76,872-86.1% | $139,466-92.3% |
| Participation rate | 85.7% | 74.0%+11.7pp | 69.6%+16.1pp | 80.3%+5.4pp |
| Annual return | 32.06% | 55.00%-22.9pp | 37.90%-5.8pp | 373.66%-341.6pp |
| Employer contribution / active EE | $2,588 | $3,145-17.7% | $2,533+2.2% | $4,754-45.6% |
| Participant deferral / active EE | $4,460 | $4,623-3.5% | $3,832+16.4% | $6,712-33.6% |
| Admin fee / account holder | $813 | $8,302-90.2% | $5,476-85.2% | $11,409-92.9% |