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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,145 | $148,623-93.2% | $135,974-92.5% | $139,466-92.7% |
| Participation rate | 76.9% | 83.9%-6.9pp | 81.9%-5.0pp | 80.3%-3.4pp |
| Annual return | 17.69% | 79.30%-61.6pp | 68.30%-50.6pp | 373.66%-356.0pp |
| Employer contribution / active EE | $3,153 | $5,246-39.9% | $4,859-35.1% | $4,754-33.7% |
| Participant deferral / active EE | $4,489 | $8,103-44.6% | $7,760-42.2% | $6,712-33.1% |
| Admin fee / account holder | $3,573 | $12,406-71.2% | $10,767-66.8% | $11,409-68.7% |