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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,617 | $138,102-93.8% | $125,381-93.1% | $134,532-93.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.52% | 750.73%-766.2pp | 572.31%-587.8pp | 418.27%-433.8pp |
| Employer contribution / active EE | $8,729 | $5,245+66.4% | $4,815+81.3% | $4,741+84.1% |
| Participant deferral / active EE | $15,059 | $7,801+93.0% | $7,448+102.2% | $6,401+135.3% |
| Admin fee / account holder | $1,301 | $11,568-88.8% | $10,007-87.0% | $11,429-88.6% |