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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,802 | $93,589-47.9% | $135,942-64.1% | $75,181-35.1% |
| Participation rate | 98.6% | 75.2%+23.4pp | 81.9%+16.6pp | 67.2%+31.4pp |
| Annual return | 25.60% | 30.90%-5.3pp | 68.28%-42.7pp | 160.69%-135.1pp |
| Employer contribution / active EE | $6,296 | $3,537+78.0% | $4,858+29.6% | $2,671+135.8% |
| Participant deferral / active EE | $15,120 | $6,405+136.1% | $7,759+94.9% | $4,126+266.5% |
| Admin fee / account holder | $1,809 | $6,977-74.1% | $10,764-83.2% | $5,650-68.0% |