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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,548 | $157,276+192.2% | $141,177+225.5% | $152,885+200.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 15.08% | 64.33%-49.3pp | 71.40%-56.3pp | 345.39%-330.3pp |
| Employer contribution / active EE | $3,538 | $5,262-32.8% | $4,736-25.3% | $4,763-25.7% |
| Participant deferral / active EE | $14,523 | $7,110+104.3% | $6,710+116.4% | $5,851+148.2% |
| Admin fee / account holder | $4,072 | $12,123-66.4% | $10,263-60.3% | $11,598-64.9% |