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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $29,771 |
ARMANINO LLP1 year Service code 10 · EIN 94-6214841 | Accounting | $14,963 |
NFP RETIREMENT INC2 years Service code 99 · EIN 33-0905143 | Other Fees | $14,017 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,674 | $65,428-66.9% | $169,390-87.2% | $71,511-69.7% |
| Participation rate | 47.2% | 66.9%-19.7pp | 77.2%-30.0pp | 67.9%-20.7pp |
| Annual return | 19.56% | 21.35%-1.8pp | 406.07%-386.5pp | 28.86%-9.3pp |
| Employer contribution / active EE | $1,074 | $2,064-48.0% | $4,013-73.2% | $2,589-58.5% |
| Participant deferral / active EE | $5,320 | $4,360+22.0% | $6,222-14.5% | $4,291+24.0% |
| Admin fee / account holder | $190 | $1,328-85.7% | $9,015-97.9% | $1,588-88.0% |